Regular Checking:
$100 deposit to open an account. No limit on check writing. Service charge of $6 if the balance falls below $600 on the statement cycle. ATM available at no additional charge. Union State Bank bank card available (with credit approval).

Union Club Account:
$100 deposit to open an account. Monthly service charge: $8 individual / $10 family. Free Union Club checks. Reduced charge for cashier's check / money orders. No fee for traveler's checks. Discount on safe deposit box fee. ATM card available at no additional charge. Union State Bank bank card available (with credit approval). $10,000 accidental death insurance policy.

Union Plus Account:
Age 55 and up. $100 to open account. No monthly service charge. Free Union Plus checks. No charge for cashier's checks / money orders. No fee for traveler's checks. Discount on safe deposit box fee. ATM card available at no additional charge. Union State Bank bank card available (with credit approval). Additional interest (.25 of 1% in addition to current rate, paid on CD's of $5000 or more).

Student Account:
Open account with $100. No monthly service charge. No minimum balance. Student account checks available at no charge. Union State Bank bank card available (with credit approval). ATM card available at no additional charge.

Economy Account:
Open account with $100. Service charge of $1.50 per month. $.25 charge for each check written.

Free Checking:
Open account with $100. No minimum balance required. No monthly service charge. Free Union State ATM usage. Mastercard check card with no annual fee (subject to approval). Free Internet banking. For more information or to open an account, visit or call any of our ten offices.