Regular Savings
$100 deposit to open an account
Service charge of $2 if balance falls below $25
Each withdrawal over 9 per quarter is subject to a $1 fee
ATM card available at no additional charge
Money Market Account
$1000 deposit to open an account
Service charge of $7 if balance falls below $1,000
Limit of 6 transfers per statement cycle - no more than 3 by
check (each item over this limit is charged $5)
Reduced charge for cashier's checks
Interest compounded monthly - call for
current rate
High Yield Money Market Account
$20,000.00 to open account
No monthly service charge if balance remains over $20,000.00
A monthly service charge of $7.00 per month if the balance
falls below $20,000.00 any day of the cycle
Regulatory limit of six (6) transfers allowed per statement
cycle
Limit of three (3) by third party check
$5.00 service charge for each item over regulatory limit
*The USA Patriot
Act requires us to obtain certain identity of all new customers
who open an account beginning October 1, 2003.
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Investment Account
$10,000 to open account
Service charge of $10 if balance falls below $10,000.
Limit of 6 transfers per statement cycle
- no more than 3 by check
Each item over this limit is charged $5
Tiered Account - balance determines interest rate
Christmas Club
$5 to open account
No withdrawals can be made until maturity
Checks mailed on November 15th
Interest compounded at maturity
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