Freedom to have It All!
For a limited time Union State Bank offers Free Checking with no minimum balance.

Our checking account packages are designed with you in mind, giving you the freedom to pick the right mix of services and features to fit your financial needs. Unsure which account is right for you? Stop by or call your local Union State Bank office. We will be glad to explain the benefits of each package.

Union State Bank's Personal Checking Accounts are good examples of the Freedom Banking Services designed for your banking convenience.

 
 
Regular Savings
  • $100 deposit to open an account
  • Service charge of $2 if balance falls below $25
  • Each withdrawal over 9 per quarter is subject       to a $1 fee
  • ATM card available at no additional charge
  • Money Market Account
  • $1000 deposit to open an account
  • Service charge of $7 if balance falls below      $1,000
  • Limit of 6 transfers per statement cycle - no      more than 3 by check (each item over this      limit is charged $5)
  • Reduced charge for cashier's checks
  • Interest compounded monthly - call for           current rate
  • High Yield Money Market Account
  • $20,000.00 to open account
  • No monthly service charge if balance remains      over $20,000.00
  • A monthly service charge of $7.00 per month      if the balance falls below $20,000.00 any      day of the cycle
  • Regulatory limit of six (6) transfers allowed      per statement cycle
  • Limit of three (3) by third party check
  • $5.00 service charge for each item over      regulatory limit
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    *The USA Patriot Act requires us to obtain certain identity of all new customers who open an account beginning October 1, 2003.  

    Investment Account
  • $10,000 to open account
  • Service charge of $10 if balance falls below      $10,000. Limit of 6 transfers per statement      cycle - no more than 3 by check
  • Each item over this limit is charged $5
  • Tiered Account - balance determines interest      rate
  • Christmas Club
  • $5 to open account
  • No withdrawals can be made until maturity
  • Checks mailed on November 15th
  • Interest compounded at maturity
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