Banking gets personal

Personal Checking

BaZing Checking

A checking account that gives you great personal security protection, discounts and more!

  • ID Theft Protection
  • Roadside Assistance
  • Cell Phone Protection
  • Local & National Dining Savings
  • Local & Online Shopping Discounts
  • Nationwide Travel, Hotel, Recreation & Entertainment Discounts
  • Savings on Prescriptions, Vision & Hearing Aids
  • $10,000 Travel Accidental Death Insurance*
  • eStatement only**
  • Only $6.00 per month with a buy down option***
  • $50 minimum balance to open account

BaZing Checking with Paper Statement

  • Same great features as our BaZing Checking Account
  • Monthly Paper Statement fee of only $5.00

Checking with Interest

A checking account that pays you!

  • Higher interest rate with balances over $1,000.00
  • Competitive interest if balance falls below $1,000.00
  • No per check charge
  • Unlimited check writing
  • Monthly eStatement or paper statement
  • Only $8.00 per month if balance falls below $1,000.00
  • $50 minimum balance to open account

Silver Select Checking

An account with great benefits!

  • Age minimum is 62
  • Free Wallet Regal checks
  • No fee on Cashier's Checks
  • Safe deposit box discount of 25%
  • No minimum balance
  • Paper or eStatement
  • Only $4.00 per month
  • $50 minimum balance to open account

Freedom Checking

A FREE account for everyone!

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • eStatement only
  • $50 minimum balance to open account


Every new personal checking account includes:

  • FREE Online Banking and Bill Pay
  • FREE eStatements available
  • Unlimited FREE ATM transactions at Union State Bank ATMs****
  • Three FREE ATM transactions per month at any ATM****
  • FREE Debit MasterCard®****

Union State Products & Services

Union State's wide range of services can make banking easier, and more convenient, than ever. See why Union State is the smart choice for help in meeting your financial goals.

*Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by Union State Bank, its affiliates, or any government agency.
**You will have until the end of the current statement cycle to sign up for eStatements to avoid an additional $5.00 monthly paper statement fee.
***You may reduce your monthly fee of $6.00 by $.10 each time you make a purchase with your debit card.
****Debit Card and ATM transactions resulting in overdraft are subject to Regulation E.