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Regular Savings Account

  • Open with as little as $25.00.
  • Service charge will be imposed if the average daily balance for the cycle falls below $25.00.
  • Limit of 18 transfers per statement cycle.
  • UnionState ATM card available at no additional charge.
  • Minimum Balance to Open Account $25.00

Money Market Account

  • Open with as little as $1,000.00.
  • Service charge will be imposed if the average daily balance for the cycle falls below $1,000.00.
  • Limit of six transfers per statement cycle.
  • Interest compounded monthly - call for current rate.

High Yield Money Market Account

  • Open with as little as $20,000.00.
  • Service charge will be imposed if the average daily balance for the cycle falls below $20,000.00.
  • Limit of six transfers per statement cycle.
  • Interest compounded monthly - call for current rate.

Christmas Club Account

  • Open with as little as $5.00.
  • No withdrawals allowed.
  • Checks mailed after November 15th.
  • Interest compounded at maturity.

UNION STATE BANK INTEREST RATES

Certificates of Deposit Interest Rate* APY**
31 Days 0.05% 0.05%
91 Days 0.10% 0.10%
182 Days 0.15% 0.15%
1 year 0.35% 0.35%
2 year 0.65% 0.65%
3 year 0.85% 0.85%
4 year 1.05% 1.05%
5 year 1.30% 1.30%
Checking Accounts
BaZing Checking 0.00% 0.00%
Freedom Checking 0.00% 0.00%
Silver Select 0.05% 0.05%
Checking with Interest
       Balances $1,000.00+ 0.10% 0.10%
       Balances $0 - $999.99 0.05% 0.05%
Business Interest (BI) 0.05% 0.05%
       Balances $1,500.00+ 0.10% 0.10%
Money Market 0.05% 0.05%
High Yield Money Market
       Balances $20,000.00+ 0.15% 0.15%
       Balances $0.00 to 19,999.99 0.05% 0.05%
Savings Accounts
Regular Savings 0.05% 0.05%
Christmas Club 0.05% 0.05%

*Annual Percentage Rate
** Annual Percentage Yield

INTEREST RATES AND YIELDS ARE SUBJECT TO CHANGE AT ANY TIME AT THE DISCRETION OF UNION STATE BANK