Freedom to have It All!
For a limited time Union State Bank offers Free Checking with no minimum balance.

Our checking account packages are designed with you in mind, giving you the freedom to pick the right mix of services and features to fit your financial needs. Unsure which account is right for you? Stop by or call your local Union State Bank office. We will be glad to explain the benefits of each package.

Union State Bank's Personal Checking Accounts are good examples of the Freedom Banking Services designed for your banking convenience.

Automated Tellers:
For your 24-Hour banking needs, we have automated teller machines located at our Cedar Bluff, Destin, Trussville, Mountain Brook, Hoover, Homewood, Pleasant Grove, Pelham, Plaza, Pell City, Cropwell, Naples and Ashville offices.

MasterMoney Debit/ATM Card:
Union State Bank offers the MasterMoney Debit/ATM card without a monthly fee. This card can be accepted at any ATM or business which accepts MasterCards. To apply for a MasterMoney card, visit any of our New Accounts Representatives.

Direct Deposit:
Gain an extra measure of security by having your payroll or government issued check deposited directly into your checking account.

Certificates of Deposit:
Union State Bank has very competitive rates for CDs and IRAs on terms that meet your financial needs. *If we consent to a request that is otherwise not permitted you may be subject to an early withdrawal penalty.

Traveler's Checks:
Avoid the risk of carrying cash on a trip out of town by taking traveler's checks instead.

Visa/Mastercard:
Our services also include the Union State Bank Visa or MasterCard and Visa Gold Card. Inquire about our current rates.

Safe Deposit Boxes:
We offer safe deposit boxes in various sizes for the safe keeping of your valuables and important documents.

US Savings Bonds:
May be purchased or redeemed at any of our offices