A Budget Can Help Boost Your Family’s Savings

In difficult economic times, many young couples and families may find themselves wondering where their money goes. Faced with income constraints and competing demands for their money, many people simply spend what they must on necessities and save whatever happens to...

Boy? Girl? Or Tuition Payment?

You just received the wonderful news that you and your spouse are going to become parents. Thoughts of the many adventures parenting will bring are swirling through your head. The last thing on your mind may be paying for college, but thinking about it now may save...

Act(s) to Protect Your Credit

We all use it. Some of us use it every week. Some of us use it every day. And some people use it more than they should. What is it? It is that valuable little piece of plastic… the credit card. If you’ve ever experienced problems with credit, here is a list of legal...

Financial Perspectives on the “Car Buying Experience”

Shopping for a vehicle may begin with the question, should I buy or should I lease? Depending on your answer, there may be a substantial difference in what you will get for what you can afford. In addition, if you decide to buy, rather than lease, you have to consider...

How to Compare Leasing vs. Buying a Car

Detroit and the nation’s auto financing companies, as well as the more prestigious foreign auto producers, are attracting more Americans to a new leasing way of life. From a financial standpoint, paying cash is still the cheapest way to buy a car. Many people are...

You’re Approved! How to Get a Business Loan

With all the emphasis on “angels” and alternative financing sources, you may overlook commercial banks as a viable resource for your next business loan. If you qualify for a loan, bank financing can provide funds at attractive interest rates without the loss of...