Bank Interest Rates
Current interest rates as of 5/2/2025
Certificate of Deposit |
Interest Rate | APY 2 |
| 31 Days 91 Days 182 Days 1 Year 2 Years 3 Years 4 Years 5 Years |
0.55% 0.57% 0.75% 1.25% 1.35% 1.40% 1.50% 1.75% |
0.55% 0.57% 0.75% 1.25% 1.35% 1.40% 1.50% 1.75% |
| 2Annual percentage yield (APY) effective April 17, 2023 and is subject to change. At time of maturity, the CD will auto renew to the corresponding rate at the time of renewal. The minimum balance required to open and obtain the stated annual percentage yield (APY) is $500.00. Penalty for early withdrawal. Fees may reduce earnings. Contact an employee for fees and terms of the account. |
||
Checking Accounts |
Interest Rate |
APY 1 |
| Silver Select | 0.25% | 0.25% |
|
Checking with Interest Balances $1,000.00+ Balances $0 – $999.99 |
0.10% 0.25% |
0.10% 0.25% |
|
Business Checking with Interest Balances $1,500.00+ Balances $0 – $1,499.99 |
0.05% 0.25% |
0.05% 0.25% |
Money Market
|
Interest Rate |
APY 1 |
|
Money Market High Yield Money Market Balances $20,000.00+ Balances $0 – $19,999.99 |
0.40%
0.75% 0.50% |
0.40%
0.75% 0.50% |
High Performance
|
Interest Rate |
APY 1 |
|
Balances $25,000.00+ Balances $0 – $24,999.00 |
40% of fed funds 1.00% |
40% of fed funds 1.00% |
Savings Accounts |
Interest Rate |
APY 1 |
| Regular Savings Christmas Club |
0.20% 0.10% |
0.20% 0.10% |
1 Annual Percentage Yield
INTEREST RATES AND YIELDS ARE SUBJECT TO CHANGE AT ANY TIME AT THE DISCRETION OF UNIONSTATE BANK
