Checking Accounts


Checking with Interest

  • A checking account that pays you!
  • Higher interest rate with balances over $1,000
  • Competitive interest if balance falls below $1,000
  • No per check charge
  • Unlimited check writing
  • Only $8 per month if balance falls below $1,000
  • Minimum opening deposit is only $50

Silver Select Checking

  • An account with great benefits!
  • Age minimum is 62
  • Free Wallet Regal checks
  • No fee on Cashier’s Checks
  • Safe deposit box discount of 30%
  • No minimum balance
  • Only $4 per month
  • Minimum opening deposit is only $50

Freedom Checking

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Free eStatement2 or monthly paper statement with fee of only $5
  • Minimum opening deposit is only $50


Every new personal checking account includes:

  • FREE Online Banking and Bill Pay
  • FREE eStatements available
  • Unlimited FREE ATM transactions at UnionState Bank ATMs4
  • Three FREE ATM transactions per month at any ATM4

Fees may reduce earnings

1 Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by UnionState Bank, its affiliates, or any government agency.
2 You will have until the end of the current statement cycle to sign up for eStatements to avoid an additional monthly paper statement fee.
3 Debit Card and ATM transactions resulting in overdraft are subject to Regulation E.