Union State

If we consent to a request that is otherwise not permitted you may be subject to an early withdrawal penalty. Please refer to account disclosures for a list of charges and fees that may be assessed to your account. All accounts and fees are subject to change.

Offer good on personal accounts only; business & corporate accounts do not qualify for these plans. Bank rules and regulations apply. Just bring in your receipts, and we'll reverse ATM network fees and other providers' surcharge fees; up to three per month. Bring in your debit card and unused checks from your current account at another financial institution when opening any new account. We'll buy them back from you for up to $25.

Products offered through SAL Financial Services, Inc. and/or UnionState Insurance Agency, Inc. are not insured by the FDIC, are not deposits of any bank and may involve investment risks including possible loss of principal.

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTERESTBEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.